tag:blogger.com,1999:blog-7592841640199478209.post2165621800615439281..comments2023-10-29T02:44:35.832-07:00Comments on The Debt Chronicles: Need vs. WantTara L. Stradlinghttp://www.blogger.com/profile/00702621761473711432noreply@blogger.comBlogger2125tag:blogger.com,1999:blog-7592841640199478209.post-69840028299203655622007-11-08T23:32:00.000-07:002007-11-08T23:32:00.000-07:00It's Diane. Good Luck on your endeavor!!!The Augu...It's Diane. Good Luck on your endeavor!!!<BR/><BR/>The August Ensign had a neat little needs vs. wants article in the Random Sampler. You might want to cut it out and put in your wallet. Here is the article:<BR/><BR/>Needs or Wants<BR/><BR/><BR/>Rebecca Swegle, “Needs or Wants,” Ensign, Aug. 2007, 75<BR/><BR/>During our marriage, we have managed to stick to a budget through a variety of methods. We carefully track our finances with budgeting software and have designated one person to be in charge. This doesn’t mean that person has to become the “money police” and approve all purchases. It just means that person informs the family if we’re going over budget in any areas.<BR/><BR/>It’s also important to adequately designate “needs” and “wants.” To remedy unnecessary spending, we first ask ourselves some of the following questions:<BR/><BR/>• Am I spending this money just to impress someone else?<BR/><BR/>• Is the old item worn out or beyond repair?<BR/><BR/>• Can I do this project myself instead of paying someone to do it?<BR/><BR/>• Do I have money to pay cash for this right now, or will it require going into debt?<BR/><BR/>• Is a gift necessary, or should I just send a card?<BR/><BR/>Rebecca Swegle, ArizonaAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-7592841640199478209.post-48141588829395364092007-11-08T18:23:00.000-07:002007-11-08T18:23:00.000-07:00I have some sand paper above the washing machine. ...I have some sand paper above the washing machine. And polish under my sink. Okay, I know how much you love the massage part. I have a foot massager on the floor in my bedroom (next to the bathroom door). Have it. And it won't cost you a dime.<BR/><BR/>OKAY. I'm shutting up now. <BR/><BR/>I'M SO stinkin' proud of you!!!Anonymoushttps://www.blogger.com/profile/12679017400172100240noreply@blogger.com