Wednesday, July 30, 2008

I'm going to get out of debt.

I have been feeling bad that I haven't contributed anything to my blog for a while, but as I'm going through my list of friends' blogs, I see many of them aren't either, so I'm chalking it up to being summertime and being busy with other things.

Time to get serious. This article has inspired me to get serious.

I have decided to get out of debt. I'm re-committing myself to this project and will be very serious about it.

It's funny. I recently got a decent raise and you know what some of the first things I thought of when I found out? "Ooh, now I can get such and such," and "Ooh, I can finally afford this and that" and "Ooh maybe I can take a weekend trip and fly to a beach somewhere," and STOP THE MADNESS!

I'm such a dork.

I have lost my focus. Completely and totally and it's time to find it again. With this raise, I can really start thinking seriously about a house now. But I've GOT to pay down my debt load in the meantime and I've GOT to have it be my number one priority.

And I've GOT to get rid of that stupid Bank of America 18.99% LOC.

That's actually my next project. I'll keep you posted.


Bryndee said...

yea for tara!!!!!!! ill be your cheerleader every step of the way!!!!!

Jennifer said...

I need to jump in with you... not for the debt but for savings. Be on my case, ok?! xoxo

darbs said...

you can do it!!!

Sharon said...

Make a plan - - eliminate the debt, build up the savings. THEN getting a house will fit into the plan. You're strong-willed and once you really establish a goal, I'm sure you can accomplish it!!! End of lecture.

We love you and recognize many of the great things you have accomplished!!

. . . Dad

Cassie Kerby said...

Congrats on the raise!!! You deserve it. Yes, get that house we need a place to stay when we come, do you think you could get it by Thanksgiving? We'd really appreciate that! Your awesome, keep your focus and you can get anything you want!!!

Kristine said...

(I found your blog from Jennifer's...we're college friends).

As for the debt, don't give up! It's the most freeing thing I've ever done...commmit myself to getting out of debt, and really working toward it.
I love Dave Ramsey...we've paid off $15,000 in debt in the past year and just did our first pre-paid family vacation. It was and continues to be a liberating journey.

Cassie Kerby said...

Yea! Great!

And by the way that dog is not mine it is one that my grandma and grandpa are looking at.